Putting Financial Literacy into Practice: Zakaria’s EduBytes Experience

“I think I was one of the first people to join,” he recalls with a smile. “I already had business ideas, so I believed the training would help me grow those ideas.”

Zakaria Hudu Krah is a Medical Laboratory Scientist at Holy Family Hospital in Berekum. Beyond his professional work, he is deeply committed to community development.

As Deputy Project Coordinator at the Kato-Berekum Spot and coordinator of several community initiatives, he has spent years supporting children and young people in Kato-Berekum.

His volunteering journey began in 2020 after the local queen mother of Kato-Berekum introduced him to the work of AKCOMLIB-GH

“She explained that the goal was to help children, especially those roaming the streets, discover the joy of reading and become future leaders. I knew immediately that I wanted to be part of that mission.”

Since then, Zakaria has dedicated countless hours to creating opportunities for children and young people in his community.

Like many salaried workers, Zakaria always wanted to save money. The challenge was actually doing it.

“I had three bank accounts already,” he explains. “My intention was always to save, but I couldn’t follow through.” Everything changed during the EduBytes Financial Literacy training.

The practical sessions introduced participants to budgeting, saving strategies, and the 50/30/20 budgeting rule. More importantly, they encouraged participants to immediately apply what they were learning. “The training made me realise that I could actually save,” he says.

Rather than spending the extra income he earned from field assignments, Zakaria began transferring it directly into his savings account. Within a short period, he had saved more than GHS 10,000.

“I used to spend the money as soon as I got it. But after the training, every time I received extra income, I deposited it into my savings account without touching it.”

Today, each of his bank accounts has a clear purpose, with one dedicated entirely to building capital for future business investments.

For Zakaria, saving is not only about having money in the bank but also creating opportunities. He has already acquired land and is working towards opening his own drugstore, a dream that once felt distant but is now becoming achievable.

“The training, especially the 20 nuggets shared, helped me realise that depending on my salary alone won’t help me achieve my goals. I need to save, invest and prepare for the future.”

Zakaria believes that knowledge only creates impact when it is shared. Inspired by the EduBytes sessions, he has already started introducing financial literacy conversations within his community. He plans to organise workshops for fellow Catalysts and young people, combining practical skills training with lessons on saving, budgeting and entrepreneurship.

His community faces significant challenges, including high levels of youth unemployment and children spending time on the streets instead of attending school.

“I want to teach young people what I have learnt. If they can learn practical skills and understand how to manage money, they can begin creating better opportunities for themselves.”

He has also been sharing lessons from the training through his community’s online platforms, encouraging more people to participate in future EduBytes programmes.

Even the community’s queen mother noticed the impact. “She asked me whether these trainings were really free because she was impressed by everything I was sharing. She wondered why more people weren’t taking advantage of them.” Zakaria Shared. 

Although Zakaria holds a Master of Business Administration (MBA) with a specialisation in Financial Management, he says the EduBytes experience offered something many traditional programmes often lack, practical application.

“The training was interactive, practical and easy to understand. We shared ideas, discussed real-life situations and immediately applied what we were learning.”

For him, the value of learning was measured not by certificates, but by changed behaviour.

“The knowledge I gained through EduBytes has been more practical and useful in my daily life.”

Through EduSpots and EduBytes, Zakaria has become more confident speaking in public and sharing his ideas. “I used to be shy whenever I had to speak in front of people. But these trainings have given me opportunities to participate, contribute and express myself. That has really built my confidence.”

Today, he is not only leading community projects but also mentoring others and inspiring fellow community changemakers.

Zakaria’s story demonstrates that meaningful learning is not measured by the number of sessions attended, but by the actions people take afterwards. A practical financial literacy programme has helped him develop disciplined saving habits, accumulate over GHS 10,000 towards his business goals, strengthen his confidence, and begin equipping others in his community with the same knowledge.

Leave a Reply

Your email address will not be published. Required fields are marked *